Young person's car insurance

They were probably looking for the multiple choice answers to question 1... First Name/Surname......

Diesel is more expensive than Unleaded these days. I remember when it was much cheaper and there was a big push to move over to it, which everyone did, and the Government promptly raised the duty to the same as unleaded. Doh!

I don't see much difference in fuel economy between my current 2.4L diesel and a previous 2.0L unleaded one to be perfectly honest - they produce similar ranges/mpg over my usage pattern.

Where it's miles better is emissions. I've had a company car for virtually the entire time I've been driving, and now that it's emissions based, my current steed is on 159gCO2 which is much cheapness compared with the old one which was 179 gCO2.

Reduced me tax bill no end

Diesel around here is sufficiently more expensive than petrol such that whilst a diesel will get you more MPG compared to the same sized petrol, the fuel bill will be the same.

The original argument used to be that diesel was cleaner, then they realized it polluted the hell out of the place in addition to emitting carcinogens, so they tried to put everyone off them again.

Best regards,
Vulcan.

VulcanB2 wrote: Diesel around here is sufficiently more expensive than petrol such that whilst a diesel will get you more MPG compared to the same sized petrol, the fuel bill will be the same. The original argument used to be that diesel was cleaner, then they realized it polluted the hell out of the place in addition to emitting carcinogens, so they tried to put everyone off them again. Best regards, Vulcan.

I've booked my test for, well, soon anyway. As soon as I get my pink card, I'm not touching a car for years unless I get a decent paying job. It's a bloody scam - the government should put a curb on insurance companies!

'Round here there's a program that involves classes that you can go through to get a deduction in the costs. I've done that, but I'm not sure what the final price tag is going to be.

...think I'd be tempted to change the car in that case... Was driving a 'sport' model worth giving the £4000 to the insurance guy...?

I have Friend in north wales one a watch & clock repair his Young son in supper market they both have low insurance over 55%less than me  with good cars so move to wales it may be cheaper {live in wales as a vicar}and they may pay you     

Speedbird-001 wrote: twright wrote: That's nothing, in my first year for my 1.4 litre 206 Sport I had to pay nearly £4000 for my own fully comp policy - almost as much as the car itself!  And i've got Pass Plus. You possibly have yourself to blame for the high price, but if you can afford it then why not have a sport!

Some crazy prices that people are paying.

At the moment i have a ten year old land cruiser. Which i pay £80 a year to insure. ( Insurance is based on the amount of time you have had a licence, and how many claims you have made)

I have had my licence for 15 yrs and ive never claimed in russia hence cheapo insurance. After new year i will buy a turbo forrester. And im looking at £120 a year. In the UK because of stupid past mistakes when i was younger i would not get insurance for either vehicle. Net summer i will drive home to england through europe, and when i get to the uk i will have to insure my girlfriend because they will not even give me a quote.

The insurance companies know you have to be insured by law, so they put any price they see fit because they know that some people will pay it, also you have insurance tax so the gov. doesnt care whether your premium is high.

It just annoys me that the insurance companies will not recognise the rehabilitaion of offenders act and still ask for information of your driving history upto 11 years after an infringement. The last time i bought car insurance in the uk the guy who owned the brokers told me the company will ask for any bans in the last 11 years but in reality you only legally have to tell them for the past 5 years. The companies cant judge you on offences commited outside of that period but if you tell them then they can use that information.

I agree they are trying to price young drivers out of the market, but if they did or they set an age where they refused to insure people below that age it would be taken as ageism or sexism in some cases.

But in the defense of the insurance companies you are not just insured for your vehicle they are insuring you against damage that you may cause to other people or other peoples property which in some claims can run into the millions, imagine having to pay yourself for an accident were somebody was killed, and it was your fault. And also we live in a country were if you crash and its not your fault the first thing people claim for (after their car) is whiplash, loss of earnings, hire car for the time you are waiting for the car to be fixed. So before the value of the car they have to pay out quite a lot of money it could be into the 1000`s before they even look at the value of a car for repair or write off.